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Mortgage Insights & Real Talk
Plain-language mortgage content for real Canadians. No jargon, no fluff, no content written by someone who's never owned a home.
Bank of Canada Holds Rate at 2.25% — What It Means for You
The Bank of Canada held its overnight rate at 2.25% at its July 2026 meeting. Here's what it means for homebuyers, homeowners, and those with variable-rate mortgages.
Read Article5 Myths About Getting a Mortgage When You're Self-Employed
Being self-employed doesn't disqualify you from getting a great mortgage. Here are five myths I hear constantly — and the truth behind each one.
June 28, 2026
Read →The Complete First-Time Homebuyer Guide for BC in 2026
Everything you need to know about buying your first home in British Columbia — from saving your down payment to getting your keys. Straightforward, no jargon.
June 10, 2026
Read →Your Mortgage Is Your Best Investment Vehicle — Here's Why
Most people think of their mortgage as a debt to be eliminated. I think about it differently — and it changes everything about how you approach homeownership.
May 20, 2026
Read →Mortgage Renewal in 2026: Don't Leave Money on the Table
Your mortgage renewal might be the best money-saving opportunity you'll have this year. Here's exactly what to do — and what not to do — when your term ends.
May 5, 2026
Read →The Mortgage Stress Test: What It Is and How to Pass It
The stress test trips up a lot of homebuyers. Here's a plain-language explanation of what it actually is, how it's calculated, and what you can do to qualify.
April 18, 2026
Read →Stay in the Loop
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