Free Calculators
Let's Run Some Numbers
Three free tools to help you plan smarter: mortgage payments, closing costs, and reverse mortgage equity.
🏠 Mortgage Payment
Estimate your monthly or bi-weekly payments, total interest, and CMHC insurance.
Your Mortgage Details
Monthly Payment
$4,048
Principal + interest only
Mortgage Amount
$695,925
Incl. $20,925 CMHC
Total Interest
$518,335
Over 25 years
Total Cost
$1,214,260
Principal + interest
Down Payment
$75,000
10.0% of purchase
* Estimate only. Does not include property taxes, insurance, or strata fees. Contact Cari for your personalized mortgage quote.
Get Your Real Rate →Tips to Lower Your Payments
Increase Your Down Payment
Every extra dollar reduces your principal and eliminates CMHC insurance at 20%.
Choose Accelerated Payments
Accelerated bi-weekly payments can shave years off your amortization with no extra effort.
Use Lump Sum Privileges
Most mortgages allow 10–20% extra annual payments. Even one extra per year makes a big difference.
Shop Your Renewal
Don't auto-renew. Even 0.25% lower on a $500K mortgage saves thousands over your term.
Want a Real Quote?
The calculators give you estimates. I give you actual rates from 50+ lenders based on your real financial situation, at no cost to you.