Your Next Home
Upsizing, downsizing, or relocating? I'll help you coordinate your existing mortgage and your new purchase so the timing and numbers work in your favour.
Buying your next home while selling your current one is one of the most complex mortgage scenarios — but also one of the most common. There are real financial considerations: bridge financing, porting your mortgage, or breaking and starting fresh.
Each situation is different. I'll map out your options, run the numbers on each scenario, and help you make a confident, informed decision — without the stress of figuring it all out on your own.
I've helped countless clients navigate the 'sell then buy' or 'buy then sell' dance, and I'll make sure the timing and financing work in your favour.
What You Get Working with Me
- Mortgage porting analysis — should you keep your rate or break it?
- Bridge financing options if you close on the new place first
- Coordinate timing of sale and purchase to minimize costs
- Assessment of prepayment penalties vs. savings from a new rate
- Full financial picture planning for your move
Common Questions
What is porting a mortgage?
Porting lets you transfer your existing mortgage (rate and terms) to your new property. It's valuable if you have a low rate you want to keep. Not all mortgages are portable — I'll check yours.
What is bridge financing?
Bridge financing is a short-term loan that covers the gap between closing on your new home and receiving proceeds from your sale. It's typically 30–90 days and helps you avoid the stress of perfect timing.
Ready to Get Started?
Let's talk about your situation. I'll find the best options available for you, at no cost.
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