Licensed Mortgage Broker · British Columbia
Cari
McClelland
Dream Big. Borrow Smart.
I don't just arrange mortgages. I build confident, informed homeowners. Access 100+ lenders, real advice, and a strategy built around your life.
100+
Lender Partners
10+
Years Experience
$0
Broker Fee*
5★
Google Rating
My Promise
A mortgage is a big deal, but it shouldn't feel like one.
Whether you're buying your first home, renewing, refinancing, or just trying to make sense of your options, I'm here to make it clear, simple, and stress-free.
I take the time to explain everything. No jargon, no pressure, no rush. You'll walk away understanding exactly what you signed and why it was the right move.
Let's talk about your situation
10+
Years Experience
Meet Cari McClelland
Dream Big. Borrow Smart.
A mortgage is so much more than financing a home.
It's one of the most important financial decisions you'll ever make. Used well, it's a tool that builds wealth, creates opportunities, and turns your dreams into reality. When your mortgage is designed around your goals instead of simply chasing the lowest rate, your home becomes one of the greatest financial vehicles you'll ever own.
That's where I come in.
My passion is helping people build not only the home they envision, but the financial future they deserve. Whether you're buying your first home, upgrading to your forever home, refinancing to create financial freedom, investing in real estate, or planning for retirement, I'm here to help you make decisions that support both your lifestyle today and your financial future tomorrow.
"I believe every client deserves to understand their mortgage, not just sign the paperwork."
That's why I take the time to educate, explain, and simplify what can often feel like an overwhelming process. There are no silly questions, and you'll never be rushed into a decision. My goal is for you to walk away feeling confident, informed, and excited about your future.
As a Mortgage Professional with Mortgage Architects and a member of the Dominion Lending Centres Group (DLCG), one of Canada's largest mortgage networks, I have access to an extensive range of lenders and mortgage solutions. That means I can shop the market on your behalf to find the mortgage product that best fits your unique financial goals, not just today, but for years to come.
Whether we meet around a kitchen table, over coffee, or virtually from anywhere in Canada, you'll receive honest advice, personalized guidance, and a commitment to making the mortgage process as straightforward and stress-free as possible. Because this isn't just about buying a house. It's about creating a home, building equity, growing your wealth, and giving yourself the freedom to dream bigger.
My Commitment
What you can count on.
Honest advice, every time
I'll tell you what's actually in your best interest, even if that means waiting.
Access to 100+ lenders
Banks, credit unions, monolines, and alternative lenders. I shop them all for you.
No broker fee in most cases
In most situations, the lender pays my fee, so you get expert guidance at no cost.
I'm here from start to renewal
I don't disappear after closing. I'll be back at renewal time to make sure you're still in the right mortgage.
Plain language, no jargon
You'll understand every term, every option, and every decision before you make it.
Client Stories
Real results, real people.
on Google
"When we were at a crossroads for the remainder of our mortgage, I reached out to Cari McClelland for advice. She came to our home well prepared, and presented us with several options in a clear and concise manner. I would not hesitate to highly recommend Cari for your next mortgage needs."
Kathryn Dickson
Mortgage Renewal · Google Review
"Cari made the whole process so simple and stress-free. As a self-employed person I was worried no bank would touch me. She had me approved in days. Absolutely incredible."
Self-Employed Buyer
Self-Employed Mortgage · Google Review
"We were renewing and just assumed we'd sign whatever the bank sent. Cari saved us over $8,000 by switching lenders. Game changer."
Homeowner
Mortgage Renewal · Google Review
From the Blog
Mortgage insights & real talk.
Bank of Canada Holds Rate at 2.25% — What It Means for You
The Bank of Canada held its overnight rate at 2.25% at its July 2026 meeting. Here's what it means for homebuyers, homeowners, and those with variable-rate mortgages.
July 15, 2026
5 Myths About Getting a Mortgage When You're Self-Employed
Being self-employed doesn't disqualify you from getting a great mortgage. Here are five myths I hear constantly — and the truth behind each one.
June 28, 2026
The Complete First-Time Homebuyer Guide for BC in 2026
Everything you need to know about buying your first home in British Columbia — from saving your down payment to getting your keys. Straightforward, no jargon.
June 10, 2026
Help Center
Mortgage questions?
I've got answers.
From fixed vs. variable to understanding the stress test. Plain language answers to the questions I hear every day.
Browse Help Center
A podcast for Canadians who want real, honest mortgage talk, without the jargon. Episodes dropping on TikTok & YouTube soon.
Learn More
Get Started
Ready when you are.
Whether you have a question, want to compare options, or are ready to apply, reach out and I'll help you figure out exactly where you stand.
* In most cases, broker services are paid by the lender, not you.